When your clients need cash,
think READY MONEY CAPITAL.

READY MONEY CAPITAL will provide needed cash for your client's annuity payments, real estate notes and even their life insurance. READY MONEY CAPITAL is the one option with so many alternatives to help your clients when they call you for help.  Sometimes situations change unexpectedly. Maybe your client started a business or found the house of their dreams. Your client needs your advise to make it all happen. Being a legal professional, you find yourself wanting to help your client but would rather refer your client to the right place.

READY MONEY CAPITAL is there for you and your client. As a diversified cash flow company, we can help your client in so many ways that could fit your client's needs. We can provide a lump sum of cash for may different types of future payment contracts.

Whether your client is receiving payments from a structured settlement annuity or a real estate note, or is a perfectly health senior citizen over 68 with a life insurance, Ready Money Capital can purchase those future payments without adding more debt. Any contractual future payment due to your client that is guaranteed by a financially strong entity, would qualify for a lump-sum amount.

If your client is waiting for payments from an structured settlement annuity, real estate note, lottery winnings, or is a terminally ill person with a life insurance, they have now the choice to receive a lump-sum payment.

Now or later.

Since 1992, our staff has helped thousands of individuals receive lump-sums for their deferred income contracts. We will gladly answer any questions you or your client may have about cashing-in deferred income payments. For more information, please call our client services department at:

1-888-READY42

Our representatives will explain all options with your client's present and future financial well-being in mind.  You client can sell all or some of their periodic payments.  We suggest that your client only sell those payments that would provide the amount necessary today leaving the remainder for the future.

There is a choice.

READY MONEY CAPITAL will provide the funds needed through the use of an escrow agent.  The escrow agent will secure the lump-sum payment in escrow.  Upon accepting an offer, your client would receive a set of closing documents that will formalize the agreement between all parties.  It describes the rights and responsibilities of each party, as previously agreed. To begin, all your client has to do is return a completed application along with a copy of their annuity and/or settlement agreement using our Federal Express return airbill.

We'll do the rest.

READY MONEY CAPITAL makes it easy. We'll contact your client's contract issuing  company to redirect the predetermined amount of payments in exchange for the amount held in the escrow account. When all agreed stipulations in the closing documents are met, the escrow agent will disburse your client's money by electronic wire or certified check within 24 to 48 hours upon written confirmation.  If you have any questions please call our client services department.

Ready Money Capital is the one place to turn when your client needs to access a   future anticipated income. For structured settlements, lottery winnings, or life insurance viatication, we are prepared to provide funds your client needs with the integrity and honesty they deserve.

Frequently Asked Questions

Is advancing payments on a structured settlement legal?

If your client's annuity was issued under a structured settlement resulting from a litigation claim, advancing payments is still not allowed under the IRS code 130 (c). However, assigning your client's payments is legal.  Those payments are considered your client's personal property while the annuity itself is not.

To determine the offer, several factors must be considered including the time required for the receipt of  payment, the credit worthiness of the organization guaranteeing the payments and the underwriting costs.

How long does the process usually take?

On average, the complete process usually takes from three to four weeks.

Can my client change their/my mind during the process?

Yes. Upon signing and returning the contract, your client has three days to change their/your mind.

READY MONEY CAPITAL can provide immediate funds for your:

• Trust Income
• Lottery Winnings
• Life Insurance Viatication
• Structured Settlements resulting from Personal Injury, Malpractice,
• Product Liability and Class Action settlements.